By accessing and using this website (the “Website”) and any web page hereof, you agree to be bound by the terms and conditions below.  Reference to these general terms of use should be made each time you access and use the Website. 

This website and it's services are provided by Joshua Tan. The purpose of this website is for sharing with other traders and no other purposes since the contents is easily available on the Internet. While the ads revenue are used to offset the costs of running this website. I in any way shall not be held responsible for the contents or the website itself and will not be liable for the losses caused directly or indirectly to any parties.

The contents are provided for your use by POEMS.

Use of Information and Materials

The contents of this website are provided to you for information only and should not be used as a basis for making any specific investment, business or commercial decision.  These pages should not be construed as an offer or solicitation for the subscription, purchase or sale of the securities, and specifically funds or any investment products, mentioned herein, or, in any jurisdiction to any person to whom it is unlawful to make such an invitation or solicitation in such jurisdiction.  

The contents of this website, including these terms and conditions, are subject to change and may be modified, deleted or replaced from time to time and at any time at the sole and absolute discretion of us.

Timeliness, accuracy and completeness of information

In particular, we assume no responsibility for or make any representations, endorsements, or warranties whatsoever in relation to the timeliness, accuracy and completeness of any services, content, information and/or data contained in the Website, whether provided by us, any content providers or third parties.

Copyright

We reserve all copyright and intellectual property rights to the services, content, information and data on the Website.  The contents in the Website are protected by copyright and no part or parts hereof may be modified, reproduced, stored in a retrieval system, transmitted (in any form or by any means), copied, distributed, published, displayed, broadcasted, hyperlinked, used for creating derivative works or used in any other way for commercial or public purposes without the prior written consent of us.

No Warranties

While every care has been taken in preparing the contents contained in the Website, such contents are provided to you “as is” and “as available” without warranty of any kind either express or implied.  In particular, no warranty regarding non-infringement, security, accuracy, fitness for a particular purpose or freedom from computer virus is given in conjunction with such contents.

Exclusion of Liability and Indemnity

In no event shall we be liable to you for any loss, damage, costs, charges and/or expenses of whatsoever nature and howsoever arising including legal fees on a full indemnity basis, cost of funding and loss or cost incurred by you as a result of or in connection with:  

1.   any access, use or the inability to access or use this website, use of or reliance on the contents of this website;

2.   any transaction performed on any web page in the Website;

3.   any loss or abuse or unauthorized disclosure of information, including customer information;

4.   any system, server or connection failure, error, omission, interruption, interception, delay in operation or transmission, or computer virus;

5.   any use of or access to any websites linked to the Website;

6.   any service, product, information, data, software or other materials obtained from this Website or from any other websites linked to this Website;

7.   breach or violation of any third party rights, including but not limited to the violation of any proprietary or intellectual property rights or the enforcement of any of these general terms of use.

Governing Law

These general terms of use shall be governed by and construed in accordance with the laws of Republic of Singapore and the parties hereby agree to submit to the non-exclusive jurisdiction of the courts of the Republic of Singapore .

IMPORTANT: By accessing this website and any of its pages you are agreeing to the terms set out above.